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What’s the difference between payday and installment loans?

Freitag, September 4th, 2020

What’s the difference between payday and installment loans?

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What’s the difference between installment and payday loans?

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Pay day loans and installment loans (in particular, the sort given by World Finance) are exactly what customer advocates call ‘small-dollar, high-cost’ loans. They often times carry high interest. This is certainly to some extent as the borrowers are generally low-income, and/or have dismal credit or credit history that is little. Such subprime borrowers might not have use of cheaper types of consumer credit—such as charge cards or home-equity loans through banking institutions or credit unions. (mehr …)